Felipe Lanzziano
Bilingual guidance for Medicare and health coverage — clear explanations in English or Spanish, year-round.
By calling this number, you agree to speak with a licensed insurance agent. TTY: 711.
About Felipe
Felipe Lanzziano is a licensed insurance agent dedicated to helping Medicare beneficiaries make confident, informed decisions about their healthcare coverage. Fluent in both English and Spanish, Felipe provides personalized guidance to individuals and families, ensuring they fully understand their Medicare options in the language they are most comfortable with.
He believes that Medicare should not be confusing or overwhelming. Felipe takes the time to understand each client’s unique healthcare needs, including their doctors, prescription medications, preferred pharmacies, financial considerations, and the benefits that matter most to them.
Felipe is available year-round to help beneficiaries navigate Medicare questions, review available options during eligible enrollment periods, and understand changes that may impact their coverage—not only during enrollment season. His commitment is to be a reliable resource whenever clients need guidance.
Known for his patience, professionalism, and dedication to service, Felipe focuses on building long-term relationships with his clients. His goal is not simply to help someone choose a plan, but to provide ongoing support and education so beneficiaries can feel confident about their healthcare decisions.
Whether someone is approaching Medicare eligibility, reviewing their current coverage, or exploring options after a life event, Felipe is committed to providing clear explanations, honest recommendations, and personalized assistance every step of the way.
What I can help you with
Please look through the coverage options I can help you with.
Medicare
Medicare is the federal health insurance program for people 65 and older, and for some younger people with qualifying disabilities. Original Medicare covers hospital care (Part A) and medical care (Part B); from there you can add a Medicare Advantage plan (Part C), a Medicare Supplement (Medigap) policy, or a stand-alone Part D prescription drug plan. Each route works differently on provider networks, out-of-pocket costs and drug coverage. A licensed agent can walk through how your doctors, medications and budget fit each option across the carriers we represent in your area.
Obamacare / Marketplace Plans
Affordable Care Act plans, also called ObamaCare or Marketplace insurance, are individual and family health plans sold through the federal health insurance exchange for people who do not qualify for Medicare, Medicaid or employer-sponsored coverage. Every Marketplace plan covers the essential health benefits — preventive care, emergency visits, maternity care, mental health services and prescription drugs — and cannot deny coverage or charge more because of a pre-existing condition. Many households qualify for premium tax credits or cost-sharing reductions that lower monthly premiums and out-of-pocket costs. Subsidy eligibility is checked before enrollment, so you see what you would actually pay.
Hospital / Medical Indemnity
Hospital and medical indemnity plans are supplemental policies that pay a fixed cash benefit directly to you when you use covered medical services. Benefits can apply to doctor visits, diagnostic tests, outpatient procedures, hospital stays and prescription drugs, and the money goes to you rather than to the provider. Because you decide how to use it, the benefit can go toward copayments, coinsurance or deductibles your primary plan does not fully pay, or toward household and recovery costs while you are out of action. Indemnity coverage can be used on its own or alongside existing health insurance.
Accident Insurance
Accident insurance is supplemental coverage that pays a lump-sum cash benefit directly to you after a covered accidental injury. Because the money goes to you rather than to a provider, you decide how to use it — emergency room costs, out-of-pocket medical bills your health plan does not cover, or everyday expenses while you recover. It is commonly paired with a high-deductible health plan, where an unexpected injury can otherwise mean a large bill before coverage begins. Benefit amounts and the injuries that qualify vary by plan.
Cancer Insurance
Cancer insurance is supplemental health coverage that pays a lump-sum benefit directly to you after a covered cancer diagnosis. The payment is yours to use as you choose — treatment costs, travel to a specialist or an out-of-network center, household bills, or income lost during treatment and recovery. It is meant to absorb the costs a primary health plan may not, such as deductibles, therapies that are not covered, and the practical expenses that come with time away from work. It is often considered alongside a high-deductible health plan or where savings are limited.
Critical Illness Insurance
Critical illness insurance pays a lump-sum benefit directly to you after a covered diagnosis such as a heart attack, stroke or cancer. The money is paid to you rather than to doctors or hospitals, so you decide whether it goes toward out-of-pocket medical costs, replacing lost income, travelling for treatment, or keeping the household running. A serious diagnosis often brings expenses a health plan was never designed to cover, and this benefit is intended to absorb some of them. The conditions that qualify, any waiting periods, and benefit amounts vary by plan.
Where I am licensed
Licensed to offer insurance in the states listed below. Plan and carrier availability varies by state.
Contact Felipe
Send a message and Felipe will follow up personally — usually the same business day. Free and no obligation.
Prefer to call? (954) 466-2548 — A licensed agent answers directly, Mon–Fri 9am–6pm ET.
By calling this number, you agree to speak with a licensed insurance agent. TTY: 711.
Felipe Lanzziano is a licensed insurance agent contracted through CoverCare Insurance Inc., a licensed insurance agency and a non-government entity.
Request a call back
Takes ~1 minute. Your message goes to CoverCare Insurance and is routed to Felipe Lanzziano.
Thanks — a licensed agent will be in touch shortly.
If you need immediate help, call (954) 466-2548 (TTY: 711).
Browse plans on your own time
If you would rather review options before talking to anyone, you can look through the plans Felipe offers in your area at your own pace, then reach out whenever you have questions.
Opens SunFire, a secure third-party plan-comparison tool, in a new tab. You can compare plans there and enroll yourself if you choose.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.